Aditya Birla Sun Life Insurance’s अ-Nishchit Index 2.0 Highlights India’s Uncertainty Trends in 2025





The nationwide index pegs India’s overall uncertainty score at 79

03 February 2026: Aditya Birla Sun Life Insurance Company Limited (“ABSLI”), the life insurance subsidiary of Aditya Birla Capital, India’s leading diversified financial services company, today announced the launch of the अ-Nishchit Index 2.0, a nationwide measure of household uncertainty. The nationwide index pegs India’s overall uncertainty score at 79, showcasing various aspects of uncertainties in the lives of India’s citizens.

The अ-Nishchit Index 2.0 captures uncertainty across 11 parameters and 49 attitudinal statements, broadly classified into uncontrollable external risks and potentially controllable personal factors. These factors reflect how Indians perceive risks related to economic stability, health, safety, emotional wellbeing, digital security, family responsibilities and environmental factors. Validation checks conducted as part of the study show that 73% of respondents reported being extremely worried about their future, reinforcing the robustness of the Index outcome.

Kamlesh Rao, MD & CEO, Aditya Birla Sun Life Insurance, said, “The अ-Nishchit Index 2.0 delivers a clear message: as uncertainties across economic stability, climate impact, health risks, digital security and long-term financial security increasingly converge in everyday life, India’s path to greater certainty lies in proactive, layered and well-understood financial preparedness that helps individuals and families move from managing uncertainty to regaining control over their future.” 

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